Schedule a call with me!
Aldo Arguello
Global Financial Impact
Let’s talk if you have questions about your life insurance needs or want more information before you begin the application.
Contact me directly:
contact@gfibroker.com
Phone: 619.600.6878
The ease of getting insurance with us…
Our modern, 100% online experience makes applying super fast and stress-free.
Coverage up to $2M with no medical exam. Just answer a few simple health questions.
Free wills & estate plans. Eligibility depends on the product and state.
We can offer coverage to about 95% of applicants aged 20-85.
Flexible options to fit different budgets and needs.
Dedicated support from our team.
30-day money-back guarantee.
Backed by giants
Ethos works with trusted life insurance companies like Legal & General America, Ameritas Life Insurance Corp., John Hancock Life Insurance Company (U.S.A.), and Tru️Stage™*. Learn more about our carriers.
*Life insurance issued by CMFG Life Insurance Company and MEMBERS Life Insurance Company
Your top life insurance questions answered
What is life insurance?
How much life insurance do I need?
How much does it cost?
Frequently Asked Questions
How much does life insurance cost?
» Learn more: Why Ethos | The cost of waiting
What if I already have life insurance through my employer?
Employer-sponsored policies typically offer coverage that is about 1-2X your annual salary, which is a fraction of what most families need. And if you leave your job, that coverage usually ends. A common rule of thumb is to have 10X your salary in life insurance protection, which is why many people buy individual term policies to supplement their coverage through work
» Learn more: Why Ethos
How much life insurance do I need?
A common and easy way to create a coverage estimate is to multiply your annual income by 10. Another way is to calculate your long-term financial obligations and then subtract your assets. The remainder is the gap that life insurance needs to fill.
» Learn more: Why Ethos
What’s the difference between term and whole life insurance?
» Learn more: Term Life Insurance | Whole Life Insurance
Does Ethos offer a 30-day free look period?
What does life insurance cover?
Your life insurance can help cover some of life’s biggest expenses if you pass away while the policy is in force. For instance, policy proceeds are often used for mortgage payments, debts, tuition, and everyday expenses. Ultimately, it’s up to your beneficiaries to decide how to use the payout. Proceeds are paid in a lump sum and are generally tax-free.
» Learn more: Do I need life insurance? | Why Ethos
Get Started
Take the first step towards protecting your family and apply for life insurance online with Ethos.
Get My Rates
4.7/5 | 827 reviews
“Excellent prices for insurance policies...especially considering NO EXAM!”
Jim Harris | February 2022
4.8/5 | 1,500 reviews
“It took about 5 minutes and I was insured instantly for 1.2 million.”
Shirley Walker | February 2023
4.7/5 | 827 reviews
“Ethos has brought me so much relief knowing my family will be taken care of.”
Georgia Oonkeo | March 2022
4.7/5 | 827 reviews
“Loved how easy it was to compare and customize the policy coverage amount.”
Mike Chapman | February 2022
4.8/5 | 1,500 reviews
“Love the bonus complimentary estate planning aids.”
K.L. | January 2023
Contact Us
contact@gfibroker.com
619.600.6878
Privacy Policy | Terms of Use | Licenses
© 2024 Ethos Technologies Inc. Ethos operates Ethos Life Insurance Services. In some states CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at www.ethoslife.com/carriers. Products and their features may not be available in all states. To help avoid requiring a medical exam, our application asks certain health and lifestyle questions. Trustpilot rating as of 3/31/23. Google rating as of 3/31/23. Prices start at $7/month based on a 20-year-old female, healthy, non-smoking for a 10-year term and a $100,000 policy.